Do you want to lose weight, get toned legs, or finally see your abs? Then it’s time to look beyond the number on the scale. The secret to a fit, healthy, and toned body lies not in kilograms – but in your body fat percentage. For women, body fat percentage plays a crucial role in both appearance and health. It affects your energy, hormones, muscle development, and how you look in the mirror.
In this article, you’ll discover everything you need to know about body fat percentage in women: what a healthy percentage is, when you can expect to see a six-pack, why women have different body fat percentages than men, and how it can be professionally measured. We support this with scientific facts so you know what you’re working on and why it matters.
Ready to start seeing real results? Keep reading.
What is body fat percentage?
Body fat percentage is the proportion of your total body weight that comes from fat. For example, if you weigh 70 kg and 21 kg of that is fat, your body fat percentage is 30%. This figure provides much more insight into your body composition than just the number on the scale. For women, body fat percentage is essential for weight loss, achieving toned legs or a six-pack, and overall health.

Why is body fat percentage important for women?
Many women who want to lose weight focus solely on losing kilograms. But fat loss (rather than just weight loss) is crucial. With proper training and nutrition, you can also build muscle, and muscle weighs more than fat. Therefore, a better measure of health and progress is your body fat percentage – not your weight.
Muscles vs. fat: key for a toned body
A lower body fat percentage leads to a more toned body, greater definition, and visibly stronger shapes. Think toned legs, rounded glutes, and visible abs. But to truly see this definition, you need sufficient muscle mass. Muscles give your body shape and firmness. Without muscle, a low body fat percentage can result in a “skinny fat” appearance: you may weigh less, but your body looks soft rather than toned. That’s why strength training is so important: it helps build muscle, and those muscles become visible as your body fat decreases.
At the same time, a healthy body fat percentage helps women maintain hormonal balance, which is crucial for menstrual cycles, fertility, and energy levels.
How can you measure your body fat percentage?
There are several ways to measure body fat percentage, each with its pros and cons.
- Skinfold measurement: A special caliper measures the thickness of skinfolds at specific points. This gives a reasonable indication, but accuracy depends heavily on the skill of the person measuring.
- Bioelectrical Impedance Analysis (BIA): Often used in smart home scales, a small electrical current passes through the body, and resistance is used to estimate fat and muscle mass. Results can vary depending on hydration levels and other factors.
- DEXA scan: This uses X-rays to precisely measure the distribution of bone, muscle, and fat. It’s the gold standard in scientific research and usually only available in hospitals.
- InBody scan: At Physicum Personal Training in Amsterdam, we use this professional method. The InBody is an advanced form of BIA that measures multiple frequencies and body segments. It provides not only total body fat percentage but also muscle mass per segment, visceral fat, and body water. This gives a clear, detailed picture of your body composition and helps you identify where you can improve.

What is a healthy body fat percentage for women?
The ideal body fat percentage varies by age and activity level. The following guidelines are based on scientific research:

Essential fat (10–13% in women) is the minimum amount of fat your body needs for hormonal functions, fertility, and protection of vital organs. Dropping below this level disrupts important bodily processes. The healthy range refers to the percentage at which your body functions optimally, maintaining a good balance between energy, hormones, and appearance. Athletic indicates a lower-than-average body fat percentage, often achieved through intensive training and a disciplined diet; this results in a visibly leaner body with more muscle definition. Once you cross into the overweight range, the risk of health problems increases, such as cardiovascular disease, type 2 diabetes, and hormonal imbalances.
When do abs become visible?
For women, abdominal muscles generally become visible at around 18% body fat or lower. This varies depending on genetics, muscle mass, and fat distribution. For toned legs and glutes, a body fat percentage of 20–24% is usually sufficient, provided you combine it with strength training to build muscle.
Differences between men and women
Women naturally have higher body fat percentages than men due to several factors:
- Hormonal differences: Estrogen promotes fat storage, while testosterone in men promotes muscle growth.
- Biological need for fertility and pregnancy: Women require extra fat to maintain hormonal balance and fertility.
- Specific fat storage areas: Women store fat in the hips, thighs, and glutes, and breasts are largely composed of fat tissue, contributing to the higher total percentage.
A healthy body fat percentage for men is generally 10–20%, while for women it is 20–30%.
Hormones and body fat percentage: what’s the link?
Fat tissue is not just storage; it is an active hormone-producing organ. Too much or too little fat can affect:
- Estrogen production: A too-low body fat percentage can lead to missed periods (amenorrhea).
- Insulin sensitivity: Excess fat, especially visceral fat, increases the risk of insulin resistance and type 2 diabetes.
- Cortisol (stress hormone): Chronic stress increases abdominal fat, which can further impact estrogen balance.
Maintaining balance is crucial: too much fat is unhealthy, but too little can also harm hormonal health in women.

How to reduce body fat percentage in a healthy way
Many women want to lower their body fat percentage to feel fitter, achieve a toned body, or see visible muscle definition. It’s important to do this safely. A healthy approach means losing fat while maintaining muscle mass and hormonal balance. Unhealthy methods, like crash diets or excessive cardio without strength training, often result in muscle loss, fatigue, menstrual disruptions, and the dreaded yo-yo effect. The goal is not to shed as many kilos as fast as possible, but to gradually reduce body fat while becoming stronger, more energetic, and healthier.
Practical tips for a healthy body fat percentage:
- Combine strength training with cardio – Muscle increases your resting metabolism, burning more calories even at rest. Cardio supports fat loss, but strength training is key to a toned and strong body.
- Eat enough protein – Protein helps preserve muscle during calorie deficits and keeps you feeling full longer.
- Get sufficient sleep (7–9 hours per night) – Sleep deprivation disrupts hormones that control hunger and fat storage, making weight loss harder.
- Avoid crash diets and extremely low-calorie intake – These can slow your metabolism and lead to muscle loss.
- Choose a sustainable approach – Aim for a daily calorie deficit of 300–500 calories combined with exercise and healthy nutrition. This leads to steady, long-lasting results.
Conclusion: body fat percentage in women in balance
Body fat percentage is a far more reliable measure than weight alone. While men can stay healthy with lower body fat, women need higher percentages for hormonal function, fertility, and overall health. A body fat percentage between 20–30% is generally considered healthy, while 18% or lower is often needed for visible abs.
Reducing body fat should always be done in a healthy, sustainable way. Focus on strength training, adequate protein intake, good sleep, and a moderate calorie deficit. Avoid extreme diets or measures that compromise muscle, hormonal balance, or energy.
Ultimately, it’s not about achieving the lowest body fat possible, but about finding a balance where your body functions optimally, you feel energetic, and you’re proud of your reflection. By consciously managing your body fat percentage as a woman, you invest not only in a more toned body but also in your long-term health.
Sources
- Gallagher, D., Heymsfield, S. B., Heo, M., Jebb, S. A., Murgatroyd, P. R., & Sakamoto, Y. (2000): Healthy percentage body fat ranges: an approach for developing guidelines based on body mass index. The American Journal of Clinical Nutrition, 72(3), 694-701
- Kershaw, E. E., & Flier, J. S. (2004): Adipose tissue as an endocrine organ. The Journal of Clinical Endocrinology & Metabolism, 89(6), 2548-2556
- Guerre-Millo, M. (2002): Adipose tissue hormones. Journal of Endocrinological Investigation, 25(10), 855-861